Neoalex and Fintech: The Future of Digital Banking
The Neoalex group is actively expanding its activities in fintech and digital banking, where it sees key opportunities for innovation, growth, and portfolio diversification. Neoalex is in the launch phase / more info:
Neoalex is preparing a fintech digital bank in the BaaS (Banking-as-a-Service) model, enabling startups, companies, and developers to quickly integrate banking services into their products. Our platform will provide: /www.neoalex.org/. The implementation of Neoalex started in 2010. In 2023. As of 01.07.2025, approximately €200,000 has been invested from own resources. Currently, the setup includes API / IBAN accounts, banking software, debit cards – all within the API framework. Straight UpTrip s.r.o., based in Brno, is part of the Neoalex structure and acts as the bond issuer. Bonds are issued in the total amount of €1 million and registered in the Central Depository in the Czech Republic. Website: www.neoalex.org
- Virtual IBAN accounts / CY /
- Payment cards
- KYC/AML verification
- API for instant SEPA payments
- Open banking (PSD2)
- Integrated reporting and data analytics
Our goal is to deliver modern financial services that are accessible, fast, transparent, and built on trust and technology. We leverage digital platforms, automation, AI tools, and blockchain to simplify traditional banking processes and create new opportunities for clients and investors.
Key fintech initiatives within the Neoalex group:
Development of a digital investment management platform – a simple, secure, and intuitive solution for both retail and institutional investors.
- Preparation of a proprietary neobank solution – focused on the young generation, digital nomads, and small entrepreneurs.
- Financial products based on asset tokenization – including planned issuance of digital bonds and real estate investment tokens.
- Security and identification solutions (KYC/AML) built on blockchain technology.
Neoalex fintech brings together a team of experienced experts in finance, IT, and law with the goal of building a new generation of digital financial services. In the future, we also plan international expansion through strategic partnerships and licensed platforms.
Bond Issue
- Target issue volume: €1,000,000
- Purpose of investment: Platform development, licensing, operations, marketing
- Type of security: Corporate bonds
- Nominal value: €1,000
- Minimum investor entry: €5,000
- Fixed yield: 10.2% p.a.
- Interest payment: Annually
- Maturity: 60 months
- Early redemption option: Yes, after 36 months
- Security option: company shareholding / entry in the collateral registry / personal guarantee of the founder